Build your first global
portfolio
Own the world with low-cost UCITS ETFs — better returns, zero US estate tax, and dividends reinvested for you.
Answer a few simple questions to start building your first global portfolio.
How it works
Your first global portfolio in three steps.
Explore UCITS funds
Answer 5 easy questions. Skip any you're unsure of.
Start exploring →02See your matches
The funds that fit your answers, with fees and returns in plain words. You choose.
See your matches →03Build your portfolio
Add the funds you like, set your own weights, see what you own together.
Start building →Why UCITS
Why Invest in UCITS?
Better returns
More of every dividend stays invested — Ireland-domiciled funds pay 15% US withholding, not 25%. Less tax drag means more compounding for you.
Zero US estate tax
US-listed holdings above $60,000 can attract up to 40% US estate tax for your heirs. UCITS funds sit outside it entirely.
Automatic reinvestment
Accumulating share classes reinvest dividends inside the fund — no cash to redeploy and no yearly dividend income to declare.
The world in one fund
Own thousands of companies across the US, Europe, Japan and emerging markets through a single low-cost, regulated ETF.
What is a UCITS ETF?+
UCITS is an EU regulatory framework for investment funds, in force since 1985. A UCITS ETF is usually domiciled in Ireland or Luxembourg and listed in London or Europe. It can track the same index as a US-listed ETF — the S&P 500, for example — but with a different tax treatment for Indian investors.
Can Indian residents invest in UCITS ETFs?+
Yes. Under RBI's Liberalised Remittance Scheme (LRS), resident individuals can remit up to $250,000 per financial year for permitted overseas investments, including UCITS ETFs, through an overseas broker or a GIFT City platform.
How are UCITS ETFs taxed in India?+
Like other foreign securities. Gains on units held over 24 months are long-term and taxed at 12.5% without indexation; within 24 months they're short-term at your slab rate. You must also disclose foreign holdings in Schedule FA of your ITR every year.
Accumulating or distributing — what's the difference?+
Accumulating (Acc) funds reinvest dividends inside the fund. Distributing (Dist) funds pay them out as cash, which is taxable income in India each year. Both are valid; Explore lets you choose either, and every fund page shows which one it is.
Will Global Money tell me what to buy?+
No. Global Money gives you tools, not tips. We don't recommend funds, tell you how much to invest, or offer personalised advice. Everything you see is information to help you make your own decision — or to discuss with a SEBI-registered investment adviser.
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Your global portfolio, your decisions.
Free to use. No account needed. No tips, no nudges — just the tools to plan with confidence.